400 EUR (inclusive of 8.1% Swiss VAT)

Change payment method

An account already exists with this email address. Is this you?

Sign in

Preparing Your FinTech Startup for External Audit

Next LIVE session will take place on February 2nd 2026 at 1 pm CET.

We will review the actual findings and issues from regulatory audits and enforcements against Revolut, N 26, Coinbase, Bunq, Chime, Klarna, Monzo, Wise and Robinhood.

Many FinTech companies experience external audit as an unpredictable emergency where they have very little control. The truth is that auditors have very little (if any) imagination and follow a very predictable routine, which is a totally open secret but unfortunately so many FinTechs are simply too busy to pay attention. 

Audit is not an emergency. It is similar to the house renovation: either you prepare  in advance and learn to discipline your contractors, or your contractors will try to boss you around, guilt you, confuse you and abuse your time and budget.

This is what happens if you don't know how to prepare for an audit:

  • Your teams are paralized and unable to make progress with any other project for several months, while they are preparing for and handling the audit process.

  • You will get an unfortunate audit opinion which you will be forced to show to ALL your important financial partners, banks and investors, and it may kill or delay some of your business development opportunities.

  • You will end up investing tons of engineering efforts and money on audit remediation instead of bringing to market new products and capabilities.

This workshop will help you prepare your FinTech for a successful external audit or regulatory inspection from A to Z: in just 90 minutes you will learn how to negotiate and reduce the cost of the audit, how to prepare your audit samples, what kind of questions to anticipate and how to answer them!

The workshop covers all important audit focus areas such as AML, Outsourcing, Funds Segregation, Governance and Internal Audit processes.

WHAT YOU GET:

  • Case studies derived from the actual  regulatory findings and enforcements against Revolut, N 26, Coinbase, Bunq, Chime, Klarna, Monzo, Wise, Robinhood and a few other fintech companies, covering areas of:

    • Customer onboarding, risk rating and transaction monitoring.
    • Sufficiency on internal tools and resources.
    • Outsourcing controls
    • Marketing practices
    • Customer rights
    • Privacy
    • Unfair commercial terms

  • Sample Internal Audit Plan (usually external audit starts with a review of your internal audit work or by reviewing your existing internal reporting and policies)

  • Sample documents and policies you must have in place, such as the description of your Governance and Internal Controls, Code of Conduct, Segregation of Duties, responsibilities of the Board, etc. + Video guide on how to use the templates (14 min recording walking you through all documents section)

  • List of documents you must have ready to prepare for the AML Audit

  • List of documents you must have ready to prepare for operational audit (risk, transactional review, customer fund segregation, data security audit focus)

  • During the workshop, I also teach you how to prepare for the audit demo and how to select the samples you show during the audit demo

AGENDA:

1. BEFORE THE AUDIT

  • Scoping the audit before it starts
  • How to manage the budget and negotiate the cost of the audit
  • "Independent assurance audit" vs "findings and recommendations audit"
  • General Governance documentation list required for any audit
  • Audit-specific documentation checklists
  • Your Internal Audit Function structure

2. MANAGING THE AUDIT

  • Preparing samples and disclosures related to AML, onboarding, high-risk customers, complaints, and disputes
  • Relationships with partners and outsourcing. their approvals, and SLA reviews
  • Customer funds segregation and reconciliation 
  • Managing disagreements, Discussing findings and deficiencies

3. CASE STUDIES

  • Bunq (Netherlands)
  • N26 and other German FinTechs fined by BaFin
  • Monzo (UK)
  • Coinbase (US)
  • Chime (US)
  • Robinhood (US)
  • Klarna (Sweden, GDPR)
  • Wise (UAE - ADGM)

This offer is non-refundable as soon as you accessed it.

Logistics: After you have made the payment, you will be granted access to the password-protected area of the course portal where all recorded content and templates will be delivered to you. You will be prompted to create your login and password which you will need to access the program recordings at any time in the future.

Questions? – yana@competitivecompliance.com

                 Terms of Service