ABOUT

Co​mpetitive Compliance is a consultancy firm based in Zug Crypto Valley. We are advising FinTech and Blockchain clients on financial and payments regulations, AML, licensing, partner due diligence, regulatory aspects of cryptocurrencies, enterprise risk management, consumer protection, and overall payments, e-commerce and financial services compliance.

• Our vision and name were born from the idea that compliance can and should be a competitive advantage and a true business enabler.  We strongly believe that the future of compliance is in automation, simplification, dashboards, risk-based monitoring and scaling (and not in collecting utility bills or adding more people).

• We know how to be smart, scalable and compliant in the vibrant space of mobile payments, digital wallets, online marketplaces, alternative lending, crowdfunding or gateway solutions.

• We can help with license applications, AML , PCI compliance documentation, strong authentication questions, KYC onboarding program setup, GDPR, and much more. ​

• After years of experience with Amazon, PayPal and other prominent market leaders, Competitive Compliance was founded by Yana Afanasieva to disrupt and reinvent the traditional role of compliance and turn her expert knowledge and creativity into tangible competitive advantages for FinTech innovators.

• Too often new ideas and new products don’t fit into  regulatory definitions or known models, it’s unclear which rules and regulations apply. Innovative proposals could be misunderstood by more traditional industry players or viewed  as too risky by regulators and, as a result, rejected.

• Someone who knows both sides and speaks the language of legal requirements as well as the language of innovation  (aka “let’s just do this and get big fast”) needs to be there for you, perform the translation and build the bridge. Competitive Compliance could be your bridge between the ideas you have and the regulatory recognition you need.

• bitFlyer (Japan-based and one of the world largest cryptocurrency trading), TenX (cryptocurrency wallet), BitPesa (payments and FX solutions for frontier markets), Chainium/WeOwn (tokenized platform for private equity),  Oyoba (Swiss neo-bank), G2A (gaming marketplace),  have been our  engagements.

• Very quickly we became overloaded with projects, and by the end of the first year in business, we had a long waitlist of clients. This is how the Compliance That Makes Sense was born: we recorded customers' frequently asked questions, created simple to use "fill the blanks" templates and checklists and welcomed compliance and regulatory experts and FinTech professionals to join our program.